Experiencing a car accident can be an overwhelming ordeal. The stress of navigating life without a vehicle, dealing with insurance, and the worst part- injuries can add to your trauma. With so much stress, it becomes crucial to alleviate the burden and focus on the recovery process.

Here are eight tips to seamlessly navigate through the aftermath, minimizing stress and facilitating a smoother return to full health.

Get an assessment done by a Specialist of Muscles & Joints ASAP 

It’s crucial to get an assessment by a specialist as soon as possible. This assessment can be billed directly to the insurance company without needing prior authorization. A physiotherapist can create a comprehensive treatment plan and follow up with your insurance adjuster for ongoing needs.


Your insurance rates won’t be affected 

Using medical benefits from Section B of your Auto Policy won’t impact your insurance rates. You can utilize these benefits without fear of increased premiums. 


It doesn’t matter who’s fault the car accident was

Regardless of fault, if you’ve been injured in a motor vehicle accident (this means any accident involving a motor vehicle, even if you were a pedestrian or passenger), you are entitled to certain medical benefits that the automobile insurer must cover.


You don’t have to feel injured to get assessed

Even if you don’t feel injured immediately after the accident, it’s advisable to get assessed within 72 hours as some injuries may manifest later. Some injuries appear even after the 72 hour period. Initiating an assessment early ensures that a file is opened for you.

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If your current treatment isn’t helping try something else

If your current treatment isn’t effective, you have the right to change your primary health care provider or explore other therapies like massage or acupuncture. Don’t hesitate to seek alternative treatments that may better suit your needs.


Therapy supplies and needed rehab equipment can be paid for by the insurance company

Necessary therapy supplies and rehabilitation equipment can be covered by the insurance company. These items aid in self-care and can include tensors, cold/heat packs, exercise bands, etc., depending on the injury. 


Don’t let money stop you

Most injuries will have approved treatments covered by MVA insurance automatically. Personal benefits only come into play if paperwork is delayed (AB-1) or if the approved visits by auto insurance are exhausted for your injuries.


Call your adjuster ASAP or call us 

Contact your adjuster promptly or seek assistance to understand the process better. As a leader in physiotherapy in Red Deer, we can guide you through the necessary steps and ensure you receive the help you need during this challenging time.

Remember to stay calm. We are here to support you every step of the way. Our team will guide you through the process and ensure you receive the help you need. Your well-being is our priority, and we are committed to helping you navigate your car accident with care and expertise.